How to Get Estimates

If you have insurance

These health plans offer estimating tools in their online member portals. Members can log in to access the following:

We are happy to provide estimates of the charges that will be incurred in providing your care. However, the portion of these charges that you will be responsible for paying (your out-of-pocket costs) depends on your insurance coverage. Some insurance companies cover a set percentage of our actual charges, while others cover services based on a pre-determined rate. To understand what your insurance covers and what portion of the charges you will be responsible for paying, please contact your insurance company.

Questions to ask your insurance company:

Many of these questions are answered on your insurance card. This sample insurance card can help you read and understand the coverage listed on your card.

If you have Medicare

We are happy to provide estimates of the charges that will be incurred in providing your care. To determine how much you will owe, review the Medicare and You Handbook, published by the Centers for Medicare and Medicaid Services. The "Medicare Costs" section of the Handbook lists deductible, coinsurance and premium rates.

Some services may not be covered by Medicare. If this is the case, you will be asked to sign an Advance Beneficiary Notice (ABN) and you will be financially responsible for the charges for that service. Please refer to the ABN section of the Medicare and You Handbook.

If you have Medi-Gap coverage (also referred to as Managed Care Medicare or Medicare HMO), please see "If you have insurance," above, and contact your insurance company to determine what you might owe.

If you do not have insurance

You may qualify for free or discounted care through our Financial Assistance Program.

Your ability to pay will not prevent you from receiving medically necessary care. We encourage you to discuss your concerns with one of our financial counselors.